Loan Products

loan-products

Regular Loans

button  Agricultural Loans

Production Loans – A short-termed or long-termed collateral loan for small, medium and large intended for agricultural production purposes.

     Examples are:

          Rice Production, Coconut Production, Cassava Production,
          Fish Production, Poultry Raising, Piggery Weaning
          Other Loans – ANIHAN

button  “ANIHAN LOAN”

Anihan Loan is a credit facility of the Rural Bank of Dulag (Leyte), Inc. offered to farmers engaged in agricultural projects like Rice Production and Vegetables Production.

button  Commercial Loans

Working Capital Loans – Available to small and medium scale enterprises engaged in commercial/trading operations; Small scale enterprises providing services; Small scale traders engaged in the purchasing of commodities for resale, considered as necessities by consumers with quick turnover.

Time Loan Commercial – One year loan with interest deducted in advance and is available in one (1) year promissory notes.

One (1) Year Credit Line – Renewable one (1) year credit lines, available thru 120 days promissory notes with interest deducted in advance.

button  Industrial Loans

Working Capital Loans – Building construction/land development; Small and Medium scale enterprises engaged in any production activities (NACIDA, cottage industries, handicrafts); and Acquisition of raw materials for the manufacture and processing of goods that is readily saleable.

Equipment Acquisition – Acquisition of capital equipment to be used in the business (Transport; machinery; tools); Terms: 2-3 year medium term loans, interest added-on to principal, monthly amortizations.

button  Consumer/Other Loans

Working Capital Loans – Loans for working capital on industry/industries not classified under the above categories.

Salary Loans – Available to salaried individuals, payments of which are duly guaranteed by their respective employers.