Loan Products
Regular Loans
Agricultural Loans
Production Loans – A short-termed or long-termed collateral loan for small, medium and large intended for agricultural production purposes.
Rice Production, Coconut Production, Cassava Production,
Fish Production, Poultry Raising, Piggery Weaning
Other Loans – ANIHAN
“ANIHAN LOAN”
Anihan Loan is a credit facility of the Rural Bank of Dulag (Leyte), Inc. offered to farmers engaged in agricultural projects like Rice Production and Vegetables Production.
Commercial Loans
Working Capital Loans – Available to small and medium scale enterprises engaged in commercial/trading operations; Small scale enterprises providing services; Small scale traders engaged in the purchasing of commodities for resale, considered as necessities by consumers with quick turnover.
Time Loan Commercial – One year loan with interest deducted in advance and is available in one (1) year promissory notes.
One (1) Year Credit Line – Renewable one (1) year credit lines, available thru 120 days promissory notes with interest deducted in advance.
Industrial Loans
Working Capital Loans – Building construction/land development; Small and Medium scale enterprises engaged in any production activities (NACIDA, cottage industries, handicrafts); and Acquisition of raw materials for the manufacture and processing of goods that is readily saleable.
Equipment Acquisition – Acquisition of capital equipment to be used in the business (Transport; machinery; tools); Terms: 2-3 year medium term loans, interest added-on to principal, monthly amortizations.
Consumer/Other Loans
Working Capital Loans – Loans for working capital on industry/industries not classified under the above categories.
Salary Loans – Available to salaried individuals, payments of which are duly guaranteed by their respective employers.